Calling a static block into phtml file in Magento

To call a static block in Magento ,You can use the following code;
<?php
echo $this->getLayout()->createBlock('cms/block')->setBlockId('Your_Static_Block_Name')->toHtml();
?>

To create your Static Block you can log into your admin panel than go to CMS->Static Blocks. There create your static Block with a name, then write the name in setBlockId() to call that into phtml file.